Cream Cheese-Filled Pumpkin Bread

Featured in Desserts.

This Cream Cheese-Filled Pumpkin Bread recipe is pure autumnal comfort. Moist pumpkin bread swirled with a tangy cream cheese filling—it's the perfect treat for cozy days.
valerie roby
Updated on Fri Aug 08 2025 at 04:50 PM
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Cream Cheese-Filled Pumpkin Bread | Falfy

Okay, so picture this: a rainy Sunday, the kind where the leaves are swirling outside and you're wrapped in a blanket that’s seen better days, but hey, it’s comfy. That’s the vibe this bread gives off. I stumbled upon this recipe years ago, probably on Pinterest, let’s be real. My first attempt? A total disaster. I somehow managed to burn the bottom while the inside was still basically raw. Like, how? But the idea of it, that pumpkin spice warmth with a creamy swirl… it haunted me. It became a personal challenge. I had to conquer this bread. And you know what? I did! Now, it’s a fall staple, the kind of thing that smells like home and hugs.

I remember one time I was making this for a friend's birthday, and I was so focused on getting the swirl just right that I completely forgot to add the sugar to the cream cheese filling! It was... interesting. Luckily, I caught it before baking and managed to salvage it, but yeah, kitchen chaos is my middle name.

Ingredients

  • Pumpkin Puree: The star of the show! Don't you dare use pumpkin pie filling, okay? Just pure pumpkin puree. Libby's is my go-to. It’s like the gold standard of pumpkin.
  • Cream Cheese: Full-fat, please! I tried low-fat once, and, well, let’s just say it wasn’t the same. Kinda sad, actually. You can try Neufchatel if you’re feeling adventurous, but honestly, stick with the good stuff.
  • Spices: Cinnamon, ginger, nutmeg, and a pinch of cloves. I’m a sucker for warm spices, so I tend to go a little heavy-handed here. Feel free to adjust to your liking! Freshly grated nutmeg is amazing if you have it.
  • Flour: All-purpose works like a charm. I haven't experimented with gluten-free yet, but if you do, let me know how it goes! I always seem to make a mess with flour, no matter how careful I am.
  • Sugar: Granulated sugar for the bread, powdered sugar for the filling. Because why not have both? Maybe not the healthiest, but totally worth it.
  • Eggs: They bind everything together, literally and figuratively. Make sure they're room temperature, or your batter might get a little… lumpy. I learned that the hard way, oops.
  • Oil: Vegetable oil keeps things moist. I once used olive oil in a moment of pantry desperation. It… wasn’t great. Stick with vegetable oil, trust me.
  • Vanilla Extract: A splash of vanilla just makes everything better, don’t you think?

Instructions

Step 1: Preheat & Prep
Preheat your oven to 350°F (175°C). Grease and flour a loaf pan. This is where I usually make a flour cloud in my kitchen, but whatever, it adds to the charm, right? Seriously though, make sure you get into all the corners of the pan, or your beautiful bread will stick. Been there, done that, cried over it.
Step 2: Pumpkin Mixture
In a large bowl, whisk together the pumpkin puree, oil, eggs, sugar, and vanilla. I always crack my eggs into a separate bowl first, just in case I get a rogue shell shard. Because, you know, me.
Step 3: Dry Ingredients
In another bowl, whisk together the flour, baking soda, baking powder, and spices. This is where I usually sneeze from the cinnamon cloud I create. It’s a ritual at this point.
Step 4: Combine Wet and Dry
Gently fold the dry ingredients into the wet ingredients, being careful not to overmix. Overmixing can lead to a tough bread, and nobody wants that. Just mix until everything is just combined. Trust me on this one.
Step 5: Cream Cheese Filling
In a medium bowl, beat together the cream cheese and powdered sugar until smooth. To be real, this is the best part. That creamy, sweet goodness… it’s dangerous. I might or might not have snuck a spoonful (or two) before.
Step 6: Swirl and Bake
Pour half of the pumpkin batter into the prepared loaf pan. Dollop spoonfuls of the cream cheese filling over the batter. Swirl it gently with a knife or toothpick. I’m not gonna lie, my swirls are never perfect, but they’re always delicious. Pour the remaining pumpkin batter over the filling and swirl again. Bake for 50-60 minutes, or until a toothpick inserted into the center comes out clean. Okay, so, this is the hardest part - waiting! But trust me, it's worth it.

This bread… it's more than just a recipe. It's become a tradition, a comforting ritual for cozy weekends. I always bake a loaf to welcome in the fall, and another one when the first snow falls. Its warmth and sweetness perfectly complement the crisp air and falling leaves, and the scent of pumpkin spice fills my kitchen with a sense of peace and tranquility.

Storage and Reheating Tips

This bread will keep in an airtight container at room temperature for about 3 days, or in the fridge for up to a week. Honestly, it never lasts that long in my house. If you do have leftovers, you can warm them up in the microwave for a few seconds, or in a toaster oven. Don’t overheat it, though, or the cream cheese filling will get weird. Trust me on that one. I once microwaved a slice for too long, and it basically exploded. Not my finest moment.

Pro Tips & Variations

You can add chocolate chips to the batter, because, well, chocolate. Or try swirling in some chopped pecans or walnuts for a little crunch. I once tried adding cranberries and orange zest, and it was surprisingly delicious! Kinda festive, too. If you’re feeling extra fancy, you could drizzle a cream cheese glaze over the top. Honestly, the possibilities are endless.

What to Serve It With

This bread is perfect on its own, with a cup of coffee or tea. But if you’re feeling indulgent, a scoop of vanilla ice cream makes it even better. Or, for a truly decadent treat, warm it up and serve it with a drizzle of caramel sauce. Seriously, try it. You won't regret it. And a glass of spiced apple cider? Yes, please. The ultimate fall comfort meal, right there. Oh, and a cozy blanket is non-negotiable.

Final Thoughts

So, this bread… it’s more than just a recipe to me. It’s a reminder of cozy Sundays, rainy afternoons, and the simple joy of baking something delicious. It’s the kind of thing that makes your house smell like home, and honestly, isn’t that what it’s all about? I’d love to hear your twists and variations - share them in the comments below! What’s your favorite fall baking ritual?

Frequently Asked Questions

→ Can I make this ahead of time?

Absolutely! You can bake it a day or two ahead and store it in an airtight container. I’ve done this many times, especially when I’m hosting brunch or having guests over. It’s a lifesaver.

→ What if I don’t have pumpkin puree?

I've never actually tried this, but I’ve heard you can substitute butternut squash puree. I’d imagine it would taste slightly different, but still delicious.

→ My sauce came out too thin/thick. Help!

If your filling is too thin, add a little more powdered sugar. If it’s too thick, add a splash of milk or cream. Don’t panic! It’s an easy fix.

→ How long does this really last in the freezer?

I’ve kept it in the freezer for up to 3 months, and it’s still been delicious. Just make sure it’s wrapped tightly to prevent freezer burn. I once forgot to wrap it properly, and it was a sad, sad day.

→ Can I add nuts to this?

Yes! Chopped pecans or walnuts would be delicious. I also love adding chocolate chips. Or try adding dried cranberries and orange zest for a festive twist!

Cream Cheese-Filled Pumpkin Bread

This Cream Cheese-Filled Pumpkin Bread recipe is pure autumnal comfort. Moist pumpkin bread swirled with a tangy cream cheese filling—it's the perfect treat for cozy days.

Prep Time
20 Minutes
Cook Time
60 Minutes
Total Time
80 Minutes

Category: Desserts

Difficulty: Intermediate

Cuisine: American

Yield: 10 Servings

Dietary: Vegetarian

Published: Fri Aug 08 2025 at 04:50 PM

Ingredients

→ Main Ingredients

01 Pumpkin Puree
02 Cream Cheese
03 Flour
04 Sugar
05 Eggs
06 Oil

→ Seasonings & Spices

07 Cinnamon
08 Ginger
09 Nutmeg
10 Cloves
11 Vanilla Extract

→ Optional Extras

12 Chocolate Chips
13 Pecans
14 Walnuts
15 Cranberries
16 Orange Zest

Instructions

Step 01

Preheat oven to 350°F. Grease and flour a loaf pan.

Step 02

Whisk together pumpkin puree, oil, eggs, sugar, and vanilla.

Step 03

Whisk together flour, baking soda, baking powder, and spices.

Step 04

Gently fold dry ingredients into wet ingredients.

Step 05

Beat together cream cheese and powdered sugar until smooth.

Step 06

Layer batter and filling, swirl, and bake for 50-60 minutes.

Notes

  1. Don't overmix the batter! Let the bread cool completely before slicing. This bread freezes well for later enjoyment. Dust with powdered sugar for extra sweetness.

Tools You'll Need

  • Loaf pan
  • Mixer
  • Whisk
  • Spatula

Allergy Information

Please check ingredients for potential allergens and consult a health professional if in doubt.
  • Dairy
  • Gluten
  • Eggs

Nutrition Facts (Per Serving)

It is important to consider this information as approximate and not to use it as definitive health advice.
  • Calories: 300
  • Total Fat: 15g
  • Total Carbohydrate: 40g
  • Protein: 5g